Chocolate Chip Bagels

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How to make soft, chewy chocolate chip bagels from scratch with simple ingredients. This easy recipe creates bakery-quality bagels in your own kitchen.

sarah mae carter for recipes by clare
By Sarah Mae Carter
Updated on Tue, 20 Jan 2026 11:27:51 GMT
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I always reach for chocolate chip bagels when I want something that feels like a treat but still works for breakfast. These homemade beauties combine the chewy, satisfying texture of a classic bagel with pockets of melted chocolate in every bite. They’re surprisingly simple to make from scratch, and honestly, once you try them fresh from your own oven, store-bought versions just won’t compare.

I’ll never forget the first time I made chocolate chip bagels in my kitchen. The smell of baking dough mixed with melting chocolate filled the entire house, and my kids came running before they were even out of the oven. What makes these bagels so special is that perfect balance between the slightly salty, chewy bagel dough and the sweet chocolate chips scattered throughout. Whether you toast them with butter or spread on cream cheese, these chocolate chip bagels deliver comfort and satisfaction in every bite. They’re ideal for weekend breakfast spreads, busy weekday mornings, or anytime you want fresh homemade bagels without any fancy equipment.

What You’ll Need for Perfect Chocolate Chip Bagels

I always use bread flour when I can find it for an extra chewy texture, but all-purpose flour works beautifully too. The key is using instant yeast, which saves time and makes the process foolproof for beginners.

  • 3 ¾ cups all-purpose flour
  • 1 tablespoon instant yeast
  • 2 tablespoons granulated sugar
  • 1 ½ teaspoons salt
  • 1 ½ cups warm water (about 110°F)
  • 2 cups semi-sweet chocolate chips (I prefer mini chips for better distribution)
  • 1 egg, beaten (for egg wash)
  • 2 tablespoons coarse salt (optional, for topping)

Pro tip: I recommend using mini chocolate chips instead of regular-sized ones. They distribute more evenly throughout the dough and you get chocolate in almost every bite. If you only have regular chips, roughly chop half of them for better coverage.

Chocolate chip bagels arranged on a cooling rack showing golden brown tops with melted chocolate chips

How to Make Homemade Chocolate Chip Bagels

I recommend reading through all the steps before you start so you know what to expect. The process is easier than it looks, and the hands-on time is actually quite minimal.

Step 1: In a large mixing bowl, combine 3 ¾ cups flour, 1 tablespoon instant yeast, 2 tablespoons sugar, and 1 ½ teaspoons salt. Whisk these dry ingredients together so the yeast distributes evenly.

Step 2: Add 1 ½ cups warm water to the dry ingredients and mix with a wooden spoon or your hands until a shaggy, rough dough forms. The dough will look messy at first, but that’s normal.

Step 3: Turn the dough onto a lightly floured surface and knead for 10 to 12 minutes until it becomes smooth and elastic. You’ll know it’s ready when you press your finger into the dough and it springs back. If the dough feels too sticky, add flour one tablespoon at a time.

Step 4: Place the kneaded dough in a greased bowl, cover with a clean kitchen towel, and let it rise in a warm spot for 1 hour until doubled in size (it should look puffy and nearly fill the bowl). I like to place mine near a sunny window or in my oven with just the light on.

Step 5: Punch down the risen dough to release air bubbles, then gently fold in 2 cups chocolate chips. Be careful not to overmix or the chips will break apart. Some chips will peek out of the dough, and that’s perfectly fine.

Step 6: Divide the dough into 8 equal pieces (each about 4 to 5 ounces). Roll each piece into a smooth ball by tucking the edges underneath.

Step 7: Poke your finger through the center of each ball and gently stretch the hole to about 2 inches wide. The hole will shrink during rising and baking, so make it bigger than you think necessary. Place shaped bagels on a parchment-lined baking sheet.

Step 8: Cover the chocolate chip bagels loosely with a towel and let them rise for 30 minutes. They should look slightly puffy but not doubled.

Step 9: Preheat your oven to 425°F (220°C) and bring a large pot of water to a rolling boil.

Step 10: Gently lower 2 to 3 bagels at a time into the boiling water using a slotted spoon. Boil for 30 seconds on each side. This step creates that signature chewy bagel crust, so don’t skip it.

Step 11: Remove boiled bagels with a slotted spoon, letting excess water drain, and place them back on the parchment-lined baking sheet.

Step 12: Brush the top of each bagel with beaten egg wash for a shiny golden finish. Sprinkle with coarse salt if you want that sweet and salty combination (highly recommended).

Step 13: Bake for 20 to 25 minutes until the bagels turn deep golden brown. The chocolate chips on the outside might look slightly caramelized, which adds amazing flavor.

Step 14: Transfer baked chocolate chip bagels to a wire rack and let them cool for at least 10 minutes before slicing. This prevents them from becoming gummy inside.

Best Ways to Enjoy Your Chocolate Chip Bagels

These bagels are versatile enough to work with both sweet and savory toppings, making them perfect for any meal.

Cream Cheese Spread: The classic pairing never fails. Plain cream cheese balances the sweetness, while flavored varieties like strawberry or honey walnut add extra indulgence.

Peanut Butter and Banana: Toast your chocolate chip bagel and spread creamy peanut butter on both halves, then top with sliced banana. The combination tastes like a chocolate-covered banana with that satisfying bagel chew.

Breakfast Sandwich: Split and toast the bagel, then fill with scrambled eggs, crispy bacon, and a slice of cheddar cheese. The sweet chocolate chips create an unexpected but delicious contrast with savory ingredients.

Simple Butter: Sometimes the best way to enjoy homemade chocolate chip bagels is with nothing more than salted butter melting into the warm, toasted surface.

More Delicious Bagel Recipes and Breakfast Ideas

These chocolate chip bagels pair wonderfully with other homemade breakfast favorites that make mornings feel special. If you enjoy baking bagels from scratch, you’ll love experimenting with different flavors and textures in your kitchen.

For a savory breakfast option, try serving these sweet bagels alongside hearty dishes like Bacon Cheddar Gnocchi Soup for a satisfying brunch spread. The creamy, savory soup creates a perfect contrast to the sweet chocolate bagels. You might also enjoy Soft Eggnog Cookies for another sweet breakfast treat during the holidays, or start your day with Sweet Potato Honey Cornbread which offers that same homemade comfort with a touch of natural sweetness.

Storing and Reheating Your Bagels

Store your chocolate chip bagels in an airtight container or resealable bag at room temperature for up to 2 days. They’ll stay soft and fresh without refrigeration for this short period.

For longer storage, refrigerate them in an airtight container for up to 5 days. The cool temperature will firm them up slightly, but toasting brings back that fresh-baked texture. You can also freeze chocolate chip bagels for up to 3 months in a freezer-safe bag. I recommend slicing them before freezing so you can toast individual halves straight from frozen.

To reheat, pop them in your toaster for 3 to 5 minutes, or warm whole bagels in a 350°F oven for 5 to 7 minutes. The chocolate chips will soften and get melty again, almost like they just came out of the oven. Pro tip: I always slice my bagels before storing so they’re ready to toast whenever a craving hits.

Common Questions About Making Chocolate Chip Bagels

Can I use active dry yeast instead of instant yeast?

Yes, but you’ll need to activate it first. Dissolve the active dry yeast in the warm water with a pinch of sugar and let it sit for 5 to 10 minutes until foamy before adding to the flour mixture.

Why do my chocolate chip bagels come out dense?

This usually happens if the dough didn’t rise enough or if too much flour was added during kneading. Make sure your yeast is fresh and your water temperature is around 110°F (use a thermometer for accuracy). Let the dough rise in a warm, draft-free spot until truly doubled.

Can I make these bagels without boiling them?

Technically yes, but they won’t have that authentic chewy bagel texture. The boiling step is what gives bagels their distinctive dense, chewy crust. Without it, they’ll taste more like soft rolls with chocolate chips.

Ready to Bake These Delicious Bagels?

Making chocolate chip bagels from scratch is easier than you might think, and the results are worth the effort. The combination of chewy bagel texture with sweet chocolate in every bite creates something special that you can’t find in most bakeries. Whether you enjoy them for breakfast, as an afternoon snack, or even as a dessert, these homemade bagels will quickly become a household favorite. Try this recipe this weekend and taste the difference fresh, homemade chocolate chip bagels make!

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Chocolate Chip Bagels

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Soft, chewy homemade chocolate chip bagels with pockets of melted chocolate throughout. Easy to make from scratch with simple ingredients.

  • Author: Sarah Mae Carter
  • Prep Time: 30 minutes
  • Cook Time: 25 minutes
  • Total Time: 2 hours 25 minutes
  • Yield: 8 bagels 1x
  • Category: Breakfast
  • Method: Boil, Bake
  • Cuisine: American
  • Diet: Vegetarian

Ingredients

Scale
  • 3 ¾ cups all-purpose flour
  • 1 tablespoon instant yeast
  • 2 tablespoons granulated sugar
  • 1 ½ teaspoons salt
  • 1 ½ cups warm water (about 110°F)
  • 2 cups semi-sweet chocolate chips
  • 1 egg, beaten (for egg wash)
  • 2 tablespoons coarse salt (optional, for topping)

Instructions

  1. In a large mixing bowl, combine flour, instant yeast, sugar, and salt. Whisk together until evenly distributed.
  2. Add warm water and mix until a shaggy dough forms. The mixture will look rough and uneven.
  3. Knead the dough on a lightly floured surface for 10 to 12 minutes until smooth and elastic. Add flour as needed if too sticky.
  4. Place dough in a greased bowl, cover, and let rise for 1 hour until doubled in size.
  5. Punch down the dough and gently fold in chocolate chips until distributed throughout.
  6. Divide dough into 8 equal pieces and shape each into a ball. Poke a hole through the center and stretch to form a bagel shape with a 2-inch hole.
  7. Place bagels on a parchment-lined baking sheet, cover, and let rise for 30 minutes.
  8. Preheat oven to 425°F (220°C) and bring a large pot of water to a boil.
  9. Boil bagels for 30 seconds on each side, then remove with a slotted spoon.
  10. Place boiled bagels back on the baking sheet, brush with beaten egg, and sprinkle with coarse salt if desired.
  11. Bake for 20 to 25 minutes until golden brown.
  12. Transfer to a wire rack and cool for at least 10 minutes before slicing and serving.

Notes

  • Use mini chocolate chips for better distribution throughout the bagels. Regular chips can be chopped for similar results.
  • Make sure water is around 110°F for yeast activation. Too hot will kill the yeast, too cool will slow rising.
  • The boiling step is essential for authentic bagel texture. Don’t skip it.
  • For extra chewy bagels, add 1 tablespoon barley malt syrup to the boiling water.

Nutrition

  • Serving Size: 1 bagel
  • Calories: 385 kcal
  • Sugar: 18 g
  • Sodium: 450 mg
  • Fat: 12 g
  • Saturated Fat: 7 g
  • Unsaturated Fat: 4 g
  • Trans Fat: 0 g
  • Carbohydrates: 63 g
  • Fiber: 3 g
  • Protein: 12 g
  • Cholesterol: 25 mg

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